Need help accessing government financial supports for your business?

This COVID-19 Business Supports webpage contains a summary of the government financial supports available to you and your business throughout pandemic recovery.

Visit the provincial government website here for the up-to-date list of financial supports for businesses, or download the “Cheat Sheet” here.


On this page:

  • Loans and grants: Loans, grants and flexible financing solutions are available to businesses affected by COVID-19.
  • Wage and rent support: Programs are available to help employers avoid layoffs, rehire employees and temporarily reduce rent.
  • Taxes: Some provincial taxes have been deferred, delayed or reduced.
  • Help with business operations and safety: Programs and resources to help manage your business operations and safety procedures through COVID-19.
  • Other Supports and Resources for Businesses, including Bill Relief

Loans and Grants

Federal and Provincial loans, grants and flexible financing solutions are available to businesses affected by COVID-19.
  • Major Anchor Attractions Program
  • Canada Emergency Business Account (CEBA)
  • Regional Relief and Recovery Fund (RRRF)
  • Highly Affected Sectors Credit Availability Program (HASCAP)
  • Business Credit Availability Program (BCAP)
  • Large Employer Financing Facility (LEEFF)
  • National Resource Council of Canada Industrial Research Assistance Program
  • Strategic Innovation Fund (SIF)
  • BC - Small and Medium Sized Business Recovery Grant
  • BC - Launch Online Grant Program
  • Indigenous Businesses Initiative
  • Accelerating Manufacturing Scale-Up Grant
  • Indigenous Community Business Fund

Major Anchor Attractions Program

The Major Anchor Attractions Program provides one-time emergency funding to major anchor attractions and tour bus companies that service tourism attractions to help them operate at minimal levels until domestic travel resumes and it’s safe to gather indoors in small groups. The program is available to businesses and not-for-profits.

Click here for Eligibility Requirements.


Application Process

If you believe you meet the eligibility requirements, email [email protected] to receive an application package with instructions on what information you’ll need to provide.


Program Deadline

Applications are due by June 7, 2021 at 1 pm.

Canada Emergency Business Account (CEBA)

The Canada Emergency Business Account (CEBA) loan provides interest-free loans of up to $60,000 to eligible small businesses and not-for-profits.

  • Applicants who have received the previous $40,000 CEBA loan may apply for an additional $20,000 in financing.
  • Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 33% (up to $20,000).
  • Businesses should contact their bank or credit union, or visit the CEBA website to learn more.

Click here for Eligibility Requirements.


Application Process

Businesses should contact their financial institution to apply for a CEBA loan. The full list of financial institutions can be found on the CEBA website.


Program Deadline

All applicants have until June 30, 2021 to apply for the $60,000 CEBA loan, or the $20,000 expansion.

Regional Relief and Recovery Fund (RRRF)

The Regional Relief and Recovery Fund (RRRF) provides loans to businesses impacted by COVID-19 and are, in some cases, not eligible for federal funding programs. Four loan options are available to qualifying businesses:

Click here for Eligibility Requirements.


Application Process

The application process differs for each loan option. Visit the RRRF website for full details.


Program Deadline

Applications for RRRF are assessed as they are received, with funding subject to availability.

Highly Affected Sectors Credit Availability Program (HASCAP)

The Highly Affected Sectors Credit Availability Program (HASCAP) provides support to the hardest-hit businesses, including those in sectors like tourism and hospitality, hotels, arts, and entertainment.

  • Offers 100% government-guaranteed loans ranging from $25,000 to $1 million
  • Loans have low-interest rates and include repayment terms of up to 10 years
  • There is up to a 12-month postponement of principal payments at the start of the loan.

Click here for Eligibility Requirements.


Application Process

Contact your primary financial institution to find out more. Please note that you can apply at one financial institution only.


Program Deadline

HASCAP is available at participating financial institutions from February 1 – June 30, 2021.

Business Credit Availability Program (BCAP)

The Business Credit Availability Program (BCAP) is available to support business by improving their cash flow to help manage day-to-day expenses, like buying inventory and paying your suppliers, or for new costs resulting from COVID-19.

  • For Small- and Medium-Sized Enterprises: The Business Development Bank of Canada (BDC) is working to co-lend term loans to small and medium enterprises for their operational cash flow requirements. Export Development Canada (EDC) is working to issue operating credit and cash flow term loans of up to $6.25 million to small- and medium-sized enterprises.
  • For Mid-Sized Companies with Larger Financial Needs: BDC’s Mid-Market Financing Program provides commercial loans ranging between $12.5 million and $60 million to medium-sized businesses. EDC’s Mid-Market Financing Program guarantees 75% of new operating credit and cash-flow loans – ranging in size from $16.75 million to a maximum of $80 million.

Click here for Eligibility Requirements.


Application Process

Contact your financial institution to find out if they offer the EDC BCAP Guarantee. They can tell you if this solution is a good fit for your business, and how to apply for BCAP if it is.


Program Deadline

The BCAP is available until June 30, 2021. 

Large Employer Financing Facility (LEEFF)

Large Employer Financing Facility (LEEFF) is a program instituted by the Government of Canada to provide short-term liquidity assistance, in the form of interest-bearing term loans, to large Canadian employers who have been affected by the COVID-19 outbreak.

  • Pending implementation: The federal government intends to enhance the LEEFF program to respond to the specific liquidity needs of a greater number of large Canadian businesses. Details are expected soon.

Click here for Eligibility Requirements.


Application Process

Large enterprises that meet the qualifying criteria for LEEFF may begin an application by completing the online enquiry form HERE and sending it to [email protected].

Alternately, interested applicants may send an email to [email protected] with certain business details. More details can be found here.


Program Deadline

LEEFF will be open while the current economic situation persists.

National Resource Council of Canada Industrial Research Assistance Program

The National Research Council of Canada Industrial Research Assistance Program (NRC IRAP) is Canada’s leading innovation assistance program for small and medium-sized businesses.

The NRC IRAP provides assistance to innovative, early-stage companies that are unable to access other COVID-19 business supports. If you operate an innovative small or medium-sized business in Canada, NRC IRAP can help you build your innovation capacity and take your ideas to market. The program provides advice, connections, and funding to help Canadian small- and medium-sized businesses increase their innovation capacity and take ideas to market.

Visit the NRC IRAP website to learn more, or call toll-free 1-877-994-4727.

Strategic Innovation Fund (SIF)

The Strategic Innovation Fund (SIF) spurs innovation by providing funding for large-scale transformative and collaborative projects (over $10 million in requested contribution), that help position Canada to prosper in the global knowledge-based economy.

The SIF program has two broad components:

  • Business Innovation and Growth (Stream 1-3): Funding helps support R&D and commercialization, the growth and expansion of firms, and the attraction and retention of large-scale investments in Canada.
  • Collaborations and Networks (Stream 4&5): Funding helps support industrial research, development, and technology demonstration through collaboration between academia, non-profit organizations, and the private sector.

Click here for Eligibility Requirements.


Application Process

The application process consists of two steps:

  • Statement of Interest: Applicants will be required to submit a high-level overview of their project as well as anticipated costs.
  • Full Application: Applicants will be required to complete a full application, outlining in greater detailed the project proposal.

Visit the SIF website for full details regarding the application process.

BC - Small and Medium Sized Business Recovery Grant

The Small and Medium Sized Business Recovery Grant provides fully-funded grants, of $10,000 to $30,000, to support eligible B.C. businesses.

  • An additional $5,000 to $15,000 grant is also available to eligible tourism-related businesses

Click here for Eligibility Requirements.


Application Process

  1. Start your application: Businesses can apply online here.
  2. Complete your recovery plan: Eligible businesses will be asked to develop a recovery plan, and professional service providers are available to help businesses with the recovery plan as needed.

Once the recovery plan is submitted and reviewed, approved businesses will receive grant funding for their plan.


Program Deadline

The program runs until July 2, 2021 or until the funds are fully expended (whichever comes first).

BC - Launch Online Grant Program

The Launch Online Grant provides funding to B.C.-based business to create an online shop or an online booking system and/or improve their existing online operations to attract new local customers and expand to new markets. The grant will pay for up to 75% of eligible expenses, up to a maximum of $7,500 per business. The program supports a rapid response for businesses and is accepting applications from businesses ready to start and finish their online shop within 12 weeks.

Click here for Eligibility Requirements.


Application Process

  1. Develop a grant proposal that explains how you plan to use the funds.
  2. Show a cost estimate that includes how much funding you need and how the money will be spent.
  3. Complete the online application and submit your online shop proposal.

Applicants will be contacted within three weeks, and the funds will be given as soon as a business has been approved for the program.


Program Deadline

Program application intake is open until September 30, 2021, or until the funds have been fully subscribed.

Indigenous Businesses Initiative

The Government of Canada is providing up to $306.8 million in interest-free loans and non-repayable contributions for First Nations, Inuit and Métis businesses in the Indigenous Businesses Initiative.

As of December 4, 2020, up to $60,000 is available to small and medium-sized Indigenous businesses:

  • an interest-free loan up to $40,000
  • a non-repayable contribution up to $20,000

Click here for Eligibility Requirements.


Application Process

For more information, please contact:


Program Deadline

The federal government has proposed extending this program until June 30, 2021

Accelerating Manufacturing Scale-Up Grant

The Accelerating Manufacturing Scale-Up Grant was established with the goal of supporting small and medium-sized businesses in British Columbia, to accelerate innovative capacity in the manufacturing sector, strengthen critical provincial supply chains, and create new, sustainable economic opportunities for businesses.

The grant provides eligible businesses with funding up to $250,000 to prototype, pilot, or demonstrate new technologies, commercialize new technologies and/or products, improve market access, and identify and implement operational improvements.

Click here for Eligibility Requirements.


Application Process

There are three steps to the application process:

  1. Submit a proposal: Interested businesses submit a completed proposal online, to demonstrate that they meet the eligibility criteria and to present a business case for their proposed project, by 6:00PM on Monday, May 31, 2021.
  2. Proposal review: All submitted proposals will be reviewed upon intake closure by an internal review committee with subject matter expertise.  Funding decisions will be determined between June and July 2021, and all applicants will be contacted once funding decisions are finalized.
  3. Funding and reporting: Successful applicants will be awarded funding for their project.  Projects must be implemented and completed by January 31, 2022. All businesses must report back on project outcomes within two months from the earlier of your project end date, or by February 15, 2022.

Click here to learn more about the application process, evaluation considerations, and reporting requirements.

Click here to learn more about how to complete a proposal and apply for the grant.


Program Deadline

Project proposals must be completed and submitted by 6:00PM on Monday, May 31, 2021.

Indigenous Community Business Fund

The Indigenous Community Business Fund is providing $117 million in non-repayable financial contributions to help support First Nations, Inuit and Métis community-or collectively-owned businesses and microbusinesses whose revenues have been affected by the COVID-19 pandemic. The fund has 2 streams:

  • Stream 1: Funding will be transferred directly to communities and collectives to immediately support their COVID-19 economic priorities. No applications are required for stream 1 funding.
  • Stream 2: Funding will be proposal-based and will be transferred directly to communities and collectives. Applications must be submitted by the community or collectives on behalf of the business.

Click here for Eligibility Requirements.


Application Process – Stream 2 Only


Program Deadline

There are no submission deadlines. Applications for funding are accepted on an ongoing basis until all funding has been allocated.

Wage and Rent Support

Federal and Provincial programs that are available to help employers avoid layoffs, rehire employees and temporarily reduce rent.
  • Canada Emergency Wage Subsidy (CEWS)
  • Canada Emergency Rent Subsidy (CERS) and Lockdown Support
  • Canada Recovery Hiring Program
  • Employment Insurance (EI) work sharing program
  • BC - B.C. Increased Employment Incentive
  • BC - C9 Impacted Worker Training (B.C. Employer Training Grant)
  • Apprenticeship Service Program

Canada Emergency Wage Subsidy (CEWS)

The Canada Emergency Wage Subsidy (CEWS) – a base subsidy of employee wages – is available to employers that are experiencing a decline in revenue. This subsidy will enable you to re-hire workers, help prevent further job losses, and ease your business back into normal operations.

  • The subsidy amount varies depending on the scale of revenue decline
  • A maximum subsidy rate of up to 75% of employee wages is available.

Pending: The federal government has proposed extending the CEWS program until September 25, 2021, with the maximum subsidy rates gradually decreasing beginning July 4, 2021. More information will be available soon.

Click here for Eligibility Requirements.


Application Process

  1. Most businesses may apply using My Business Account.
  2. Business representatives may apply using Represent a Client. Note: Only representatives authorized at Level 2 or 3 will be able to apply.
  3. If neither of the above is an option, use the Web Forms application using your web access code (WAC).

Please note that you must submit a separate application for each claim period you are eligible for, and for each payroll (RP) account you have.

For an in-depth understanding of the online application requirements and input fields, refer to the application guide.


Program Deadline

Each CEWS claim period is a specific period of 4 weeks, beginning on a Sunday. The wage subsidy does not renew automatically. Each period, you must confirm that you’re eligible and calculate your amount according to that period’s rules before you apply. There is a deadline to apply or increase your claim for each period.

Canada Emergency Rent Subsidy (CERS) and Lockdown Support

The Canada Emergency Rent Subsidy (CERS) provides a rent subsidy directly to qualifying organizations that have experienced a decline in revenue.  A rent subsidy of up to a maximum of 65% of eligible expenses is available

Organizations temporarily shut down by a mandatory public health order, or have activities significantly restricted for a week or longer due to a related public health order, may be eligible for the Lockdown Support, which provides a top-up rent subsidy of 25%, in addition to the 65% subsidy.

Pending: The federal government has proposed extending the CERS and Lockdown Support programs until September 25, 2021, with the maximum subsidy rates gradually decreasing beginning July 4, 2021. More information will be available soon

Click here for Eligibility Requirements.


Application Process

  1. Businesses may apply using My Business Account.
  2. Business representatives may apply using Represent a Client. Note: Only representatives authorized at Level 2 or 3 will be able to apply

Please note that you must submit a separate application for each CERS claim period you are eligible for.

For an in-depth understanding of how to fill out the application form, please refer to the available application guide.


Program Deadline

Each CERS claim period is a specific period of 4 weeks, beginning on a Sunday. The rent subsidy does not renew automatically. Each period, you must confirm that you’re eligible and calculate your amount according to that period’s rules before you apply. There is a deadline to apply or increase your claim for each period.

Canada Recovery Hiring Program

The Canada Recovery Hiring Program has been proposed by the federal government. More information will be available soon.

Pending: Subsidizes wages of active employees (increased wages, hours worked and the hiring of new staff) to encourage businesses to hire new workers as the economy reopens. The proposed program would be available from June 6 to November 20, 2021

Employment Insurance (EI) work sharing program

The EI work sharing program provides EI benefits to workers who agree to reduce their normal working hour as a result of developments beyond the control of their employers

  • Expected work reduction: At least 10% to 60%. The reduction of hours can vary from week to week, as long as the average reduction over the course of the agreement is from 10% to 60%
  • Agreement length and extension: At least 6 consecutive weeks long and can last up to 26 consecutive weeks. However, due to COVID-19, employers automatically receive up to 76 weeks, even if they expect that their employees will return to normal work hours sooner.

Click here for Eligibility Requirements.


Application Process

Employers must email and submit their completed applications a minimum of 10 business days prior to the requested start date. To apply for the Work-Sharing program, employers must submit:

Click here for more information regarding the application process.


Program Deadline

During the COVID-19 pandemic, all work-sharing agreements fall under the COVID-19 temporary special measures. The Government of Canada has extended these measures to September 26, 2021.

BC - B.C. Increased Employment Incentive

The B.C. Increased Employment Incentive allows employers to apply for a one-time tax credit. The credit is 15% of the amount that the employer’s total eligible remuneration for all eligible employees in the qualifying period exceeds the employer’s total eligible remuneration for all eligible employees in the base period.

  • The base period is from July 1 to September 30, 2020.
  • The qualifying period is from October 1 to December 31, 2020.

Click here for Eligibility Requirements.


Application Process

There are two ways to apply:

  1. Apply through your eTaxBC logon
  2. Apply online without an eTAXBC logon

Click here to learn about the application process.


Program Deadline

Applications will be accepted until December 31, 2021.

BC - C9 Impacted Worker Training (B.C. Employer Training Grant)

The B.C. Employer Training Grant (Stream 1 – C19 Impacted Worker Training) offers employers 100% of eligible training costs, up to a maximum of $10,000 per participant per fiscal year, to support British Columbians that are employed or have been employed in sectors impacted by COVID-19.

Click here for Eligibility Requirements.


Application Process

The first intake of 2021 opened on March 4, 2021. Click here to apply for Intake 1, with a training start date between April 1 and August 31, 2021.

Please review the C19 Impacted Worker Training Stream Eligibility Criteria for more details before applying. Once submitted, applications cannot be moved from one stream to another.

Apprenticeship Service Program

The Apprenticeship Service Program has been proposed by the federal government. More information will be available soon.

Pending: Would connect first-year apprentices in construction and manufacturing Red Seal trades with employers. Employers would be eligible to receive up to $5,000 for all first-year apprenticeship opportunities to pay for upfront costs such as salaries and training. This incentive is doubled to $10,000 for employers who hire underrepresented apprentices, including women, racialized Canadians, and persons with disabilities

Tax Support

Some provincial taxes have been deferred, delayed or reduced.
  • PST rebate on select machinery and equipment
  • Business Investment Support Program
  • Provincial payment deferrals
  • Employer Health Tax (EHT) Deferrals

PST rebate on select machinery and equipment

PST rebate on select machinery and equipment is a temporary provincial sales tax (PST) program to help corporations recover from the financial impacts of COVID-19. The program acts like a refund but is separate from the existing PST Refund process.

Under this temporary program, corporations can apply to receive an amount equal to the PST they paid between September 17, 2020, and September 30, 2021, on qualifying machinery and equipment.

Click here for Eligibility Requirements.


Application Process

Businesses will be able to apply online starting April 1, 2021, and may only submit receipts for purchases made between September 17, 2020, and September 30, 2021.

  1. Apply through your eTaxBC logon
  2. Apply online without an eTAXBC logon

Program Deadline

There are two application periods

  1. You can submit a single application between April 1, 2021, and September 30, 2021.
  2. You can submit a second application between October 1, 2021, and March 31, 2022.

If you didn’t submit an application during the first application period, you can submit up to 2 applications in the second application period.

Business Investment Support Program

The Business Investment Support Program has been proposed by the federal government. More information will be available soon.

Pending: Would allow for the immediate expensing of up to $1.5 million of eligible investments by Canadian-controlled private corporations until 2024. These larger deductions would support businesses in freeing up capital to create more jobs.

Provincial payment deferrals

Provincial payment deferrals. The scheduled increase to the carbon tax rate and the application of PST to e-commerce transactions and sweetened carbonated drinks are delayed until April 2021

Employer Health Tax (EHT) Deferrals

Employer Health Tax (EHT) deferrals. Employers required to make quarterly instalment payments for the 2020 calendar year can defer these payments

Help with business operations and safety

Federal and Provincial programs and resources to help manage your business operations and safety procedures through COVID-19.
  • CanExport SMEs program
  • Canada Digital Adoption Program
  • Essential services contingency reserve
  • BC - BC Marketplace
  • BC - Personal Protective Equipment (PPE) Marketplace
  • BC - Alacrity Canada Digital Marketing Bootcamp

CanExport SMEs program

The CanExport SMEs program is enabling small and medium-sized companies to access up to $75,000 in funding to assist with international market development activities. The program is pivoting to now help small businesses develop and expand their e-commerce presence, attend virtual trade shows and other business-to-business events, and navigate new COVID-19-related trade barriers.

Click here for Eligibility Requirements.


Application Process

To apply, create an account on their online portal and complete the application online.


Program Deadline

CanExport SMEs funding is available year-round and new applications are currently being accepted.

Canada Digital Adoption Program

The Canada Digital Adoption Program has been proposed by the federal government. More information will be available soon.

Pending: Would provide small businesses with access to digital trainers and micro-grants to offset the cost of going digital. Financing for technology adoption would be available through the Business Development Bank of Canada.

Essential services contingency reserve

Under the Essential Services Contingency Reserve (ESCR), essential service organizations can apply for temporary, urgent access to personal protective equipment (PPE) and other critical supplies, including KN95 respirators, surgical masks, non-medical cloth and disposable masks, gowns, face shields, hand sanitizer, disinfectant wipes and gloves.

Click here for Eligibility Requirements.


Application Process

Businesses can apply online here. If your business or organization’s application is successful, your request may be approved in full or in part based on the assessment and availability of requested supplies.

BC - BC Marketplace

The BC Marketplace is an initiative from Small Business BC to support small businesses and increase sales to local businesses across the province

Businesses can reach new audiences by creating their own business profile for free. The platform is free to use for the customer and business owner and was created with support from the B.C. Government and the Government of Canada through Western Economic Diversification Canada.

 

BC - Personal Protective Equipment (PPE) Marketplace

The PPE Marketplace connects businesses with suppliers of non-medical safety equipment.  PPE suppliers interested in being listed as a vendor in the non-medical PPE Marketplace can submit a request to be part of the digital marketplace directory.

BC - Alacrity Canada Digital Marketing Bootcamp

The Alacrity Digital Marketing Bootcamp provides digital marketing knowledge, tools, and resources to help businesses grow. It is a virtual skills-training program that aims to prepare your business for the digital marketplace.

This intensive learning program involves daily experiential learning as well as mentorship sessions with marketing experts to help equip you with the knowledge, tools, and resources you need to thrive as a marketer. By the end of this Bootcamp, you will be ready to grow your business with a real understanding of how your work can contribute to and shape the marketing process.

If you own, run, or are employed by a small to medium-sized business based in and registered in BC that employs less than 149 B.C. residents and has been directly impacted by COVID-19, you may be eligible to have your tuition covered.

Click here for Eligibility Requirements. 


Application Process

Businesses can apply for the digital marketing bootcamp here.

Other Supports and Resources for Businesses

  • Support for SelfEmployed Individuals
  • Lower Credit Card Transaction Fees
  • Support for Regional Businesses
  • Agriculture & Agri-Food Supports
  • Support for Innovative Businesses
  • Bill Relief (BC Hydro, FortisBC, ICBC)

Support for SelfEmployed Individuals

Self-employed individuals not eligible for EI may be eligible for the following new benefits:

Canada Recovery Benefit (CRB): Applications are open. Provides $500 per week for up to 26 weeks for workers who have stopped working or had their income reduced by at least 50% due to COVID-19, and who are not eligible for EI. Pending: The federal government has proposed extending CRB for an additional 12 weeks, with a reduced benefit of $300 per week for the final eight weeks.

Canada Recovery Sickness Benefit (CRSB): Applications are open. Provides $500 per week for up to a maximum of two weeks for workers who are unable to work for at least 50% of the week because they contracted COVID-19, are sick or are self-isolating for reasons related to COVID-19.

Canada Recovery Caregiving Benefit (CRCB): Applications are open. Provides $500 per week for up to 26 weeks per household for workers unable to work for at least 50% of the week because they must care for a child or family member for reasons related to COVID-19.

Lower Credit Card Transaction Fees

The Lower Credit Card Transaction Fee Program has been proposed by the federal government. More information will be available soon.

Pending: Would provide small and medium sized businesses with reduced credit card transaction fees. Details will be available through the 2021 Fall Economic Statement.

Support for Regional Businesses

Community Futures: Businesses in rural communities can check with their local Community Futures office for emergency loans and supports to assist with COVID-19-related business interruption, including payment and interest breaks.

Island Coastal Economic Trust: Supports businesses on Vancouver Island, on the Sunshine Coast and the Gulf Islands with the Small Capital Restart Fund and the Tourism Resiliency Program.

Columbia Basin Trust: Provides low-interest loans up to $40,000 through the Small Business Working Capital Loan program Columbia Basin businesses. The Trust has revised or increased support to existing programs.

Spring Activator: Offers free online courses, support calls and other business resiliency resources to entrepreneurs in select communities across B.C

Agriculture & Agri-Food Supports

Farm Credit Canada (FCC): FCC is offering loan payment deferrals and other financing products

Support for Innovative Businesses

The federal government will provide $250 million in funding over 5 years, beginning in 2021-22, to the Strategic Innovation Fund to support innovative businesses. The fund spurs innovation by providing funding for large projects (over $10 million in requested contribution) through five streams.

  1. Business Innovation and Growth (Streams 1-3): Funding helps support R&D and commercialization, the growth and expansion of firms and the attraction and retention of large scale investments in Canada.
  2. Collaboration and Networks (Streams 4-5): Funding helps support industrial research, development, and technology demonstration through collaboration between academia, non-profit organizations, and the private sector.

Bill Relief (BC Hydro, FortisBC, ICBC)

BC Hydro is providing residential and commercial customers the option to arrange flexible payment plans

FortisBC is offering bill deferrals and interest free repayment schedules to impacted business clients

ICBC customers on a monthly Autoplan payment plan, who are facing financial challenges due to COVID-19, can defer their payment for up to 90 days with no penalty